Video Transcript:

We’re often asked, what is the right age to start contributing to retirement plans?

Ideally, in your 20’s. But there’s no wrong age to start, even if you’re in your 50’s or 60’s.

What makes the difference is the type of retirement vehicle you choose. Some, like 401(k)s, are available to most employees during their non-retirement years.

Others, like some insurance products that allow tax-free retirement income and no restrictions on contribution allowances and withdrawals, may be more advantageous to people under 50.

Still other retirement vehicles are more beneficial to those closer to, or already, retired who are afraid of outliving their money and need to guarantee their income.

The best retirement plan is the one you and your financial professional create that zeros in on your goals, your needs now and in retirement, your risk comfort level and your income or available assets.

To learn more about the right retirement vehicle for your needs, give us a call or visit our website today!

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