Financial Advisor Video Marketing

1-Minute Video:

Video Transcript:

 

Whiteboard Videos for Financial Advisors, Loan Officers and Reverse Mortgage

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To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.

 

Reverse Mortgage Video Marketing

1-Minute Video:

Video Transcript: With financial scams targeting seniors occurring with such frequency, it’s fair for senior homeowners to ask, “Is a reverse mortgage safe?” Since the first FHA-insured #reversemortgage was issued in 1989, many safeguards have been put in place to protect senior homeowners against unscrupulous practices. It begins with a requirement that seniors be counseled by an independent third party, usually by phone, to make sure they fully understand the terms of the loan. There is a “#seniorfriendly” financial assessment that is also required, to determine whether the borrower can meet all the qualifying criteria. They must live in the home as a primary residence, keep up with the loan obligations of keeping the home well maintained, and stay current on their property taxes and #homeowners’ insurance. There are also safeguards for eligible spouses of senior borrowers who are either not 62 at the time of the signing or not named on the title. Once a borrower passes or is moved to a care facility, the non-signatory spouse can remain in the home without any principal and interest payment obligation until they pass away or move out. To find out more about the strong consumer safeguards built into reverse mortgages, call us today.

Whiteboard Videos for Financial Advisors, Loan Officers and Reverse Mortgage

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To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.

 

Loan Officer Whiteboard Videos

1-Minute Video:

Video Transcript:

One of the most frequently asked questions about reverse mortgages is, “How does it differ from a traditional mortgage?”

With a traditional mortgage, you make your payments each month, slowly chipping away at the loan balance a little bit at a time. But with a reverse mortgage, monthly principal and interest payments are not required, so the balance goes up over time. 

To better understand how a reverse mortgage works, let’s look at a typical scenario. Bob takes out a reverse mortgage for 50% or less of the value of his home, and in the process gains home appreciation averaging 3-4%. That means that his home equity is increasing … even though he’s not making monthly principal and interest payments. The value of his home may be growing faster than his loan balance… turning home equity into retirement cash flow for Bob to use to help fund his retirement while still allowing him to leave a family legacy to his heirs. He can use those funds to renovate his home, fund a grandchild’s education, purchase a new car, or improve his retirement lifestyle.

To find out more about how a reverse mortgage can benefit you and your family, call us today. 

 

Whiteboard Videos for Financial Advisors, Loan Officers and Reverse Mortgage

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To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.

Whiteboard Videos for Reverse Mortgage Lenders

1-Minute Video:

Video Transcript:

Since Congress created the FHA Reverse Mortgage in 1989, many Reverse Mortgage safeguards have been put in place to protect Senior Homeowners. Counseling by an independent 3rd party is required and typically takes about an hour and is done over the phone. A “senior friendly” financial assessment is also required, to make sure that the senior homeowner has the ability to continue to pay the property taxes, homeowner’s insurance, HOA dues and can afford to maintain the home. For a spouse who is not 62 at the time the reverse mortgage is originated or who is not named on title to the home, these “non-borrowing spouses” are protected by allowing them to stay in the home – with no Principal and Interest payment – after the borrower passes or moves into a healthcare facility for more than 12 consecutive months. Since a reverse mortgage is a “non-recourse loan”, borrowers have no personal liability for the loan, so responsibility for repayment is transferred from the borrower to the home. Reverse mortgages insured by FHA, that have a line of credit term or tenure payment, cannot be frozen or canceled as long as the borrowers: live in the home as their primary residence, pay their property taxes, homeowner’s insurance and homeowners association dues on time and maintain the home. There is never a pre-payment penalty on a reverse mortgage, and homeowners are free to refinance or sell at any time they choose. It’s important to note, that reverse mortgage lenders are strictly regulated by the Consumer Financial Protection Bureau and by the Department of Housing and Urban Development and many commit to the code of ethics of the National Reverse Mortgage Lenders Association. To find out more, call your C2 certified reverse mortgage specialist today.

 

Whiteboard Videos for Financial Advisors, Loan Officers and Reverse Mortgage

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To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.

Reverse Mortgage Animated Videos

1-Minute Video:

Video Transcript:

If you’re considering a reverse mortgage to help fund your retirement, you may be wondering, “How do I qualify?” To be eligible for a typical reverse mortgage, you must be at least 62 years of age, but for a “Jumbo” reverse mortgage – typically used for high end, premium properties – the age limit can be as low as 55. The younger you are, the less equity you’ll be able to borrow.

In both cases, depending on age, the borrower must generally have 50% or more equity in the home, and it must serve as their primary residence. Additionally, they must keep up with the loan obligations of keeping the home well maintained, and paying property taxes and homeowners’ insurance.

To assure borrowers fully understand this type of loan, they are required to attend a HUD-mandated counseling session with a certified counselor of their choosing who will answer any concerns or questions the borrower may have. In addition, a financial assessment is conducted to ensure the borrower can meet the loan obligations and has not incurred either a foreclosure or a bankruptcy within a certain period prior to the loan. Also, in order to qualify, they must not be found to be delinquent on any federal debt. To find out more about reverse mortgage qualifications, call us today.

Whiteboard Videos for Financial Advisors, Loan Officers and Reverse Mortgage

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To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.

Financial Advisor Videos

1-Minute Video:

 

Transcript:

You might have heard about the Infinite Banking Concept and wondered what it’s all about. Infinite Banking Concept isn’t a product or an investment. It’s a cash-flow management system that uses dividend-paying whole life insurance to create your own bank.

Life insurance is a valuable planning tool for families and businesses. It provides a financial safety net for the unknown. It’s a useful financial instrument for preserving your estate or securing the future of your business. And its tax-favored status and easy accessibility makes it an ideal location to stash cash that you can borrow whenever you need it.

To learn more about achieving financial independence through the Infinite Banking Concept, give us a call or visit our website today.

Whiteboard Videos for Financial Advisors, Loan Officers and Reverse Mortgage

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To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.

How to Automate Your LinkedIn Outreach

LinkedIn Personal Touch System

 

Our LinkedIn Personal Touch System will help you get new clients by connecting you with hundreds of qualified prospective clients and referral partners every month. Let us help you grow your business by utilizing the largest and most respected professional networking site in the world, LinkedIn.

Download the brochure for detailed pricing information here: https://faclientmachine.com/linkedin-personal-touch-system-details/ Loan Officer, Reverse Mortgage and Financial Advisor video marketing

 

Whiteboard Videos for Financial Advisors, Loan Officers and Reverse Mortgage

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To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.

Reverse Mortgage Video Marketing

1-Minute Reverse Mortgage Video:

Transcript:

Let’s examine exactly what the term “reverse mortgage” means… and how it works differently from a traditional mortgage.

When you make a payment on your traditional mortgage, the balance goes down a painfully small amount each month.

But, with a reverse mortgage, you don’t need to make a principal and interest payment, so each month the balance goes up a painfully small amount; this is called reverse amortization.

Let’s see how reverse amortization works in a reverse mortgage.

A senior homeowner borrows 50% or less of the value of their home with a reverse mortgage.

That means, that the homeowner is getting home appreciation on a value twice the amount of the interest incurred on the reverse mortgage.

At 4% appreciation, the average appreciation rate nationally since 1960, it also means that the home’s value is typically growing faster than the loan balance.

The net result is that the home’s equity can increase, even though principal and interest payments are not being made.

So, a portion of the home’s appreciation can cover the carrying cost of the mortgage, turning appreciation into cash flow.       

To find out more, call your C2 certified reverse mortgage specialist today.

 

Whiteboard Videos for Financial Advisors, Loan Officers and Reverse Mortgage

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To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.

Financial Advisor Marketing

1-Minute Video:

Transcript:

Many people believe Social Security will pay for their retirement, but Social Security was designed to be just a complement to a pension and investments. So, don’t rely only on Social Security for your retirement because it probably won’t be enough to maintain your current lifestyle. 

However, planning for your Social security benefits is important. Many retirees decide to wait until age 70 to draw on Social Security benefits because you can increase your benefits significantly by delaying the age at which you retire. However, remember, beginning at age 72, you must begin taking the required minimum distributions from an IRA, which also adds to your taxable income. Be aware that in retirement, tax deductions may be reduced, resulting in more taxable income. 

You can plan for your Social Security, investments and pensions to all work together to reduce your tax burden. Need help with your plan? We can work with your tax professional in order to help you develop a Social Security strategy. Call us today. We’re here to help.

Whiteboard Videos for Financial Advisors, Loan Officers and Reverse Mortgage

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To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.

Financial Advisors in Canada

1-Minute Video:

Watch our next webinar to discover how to use whiteboard videos like this to grow your financial advisory or reverse mortgage lending practice: http://www.Client-Machines.com

Canadian Financial Advisors, we’ll help you automate your marketing, stand out with educational and entertaining videos, and engage prospects and clients with your digital presence.

Transcript: Too many Canadians want financial instant gratification and succumb to FOMO… the fear of missing out. Others are obsessed with keeping up with the Joneses by spending money to impress people they don’t even like. That’s why most Canadians lack the discipline required to be become a millionaire. The first secret to achieving financial success is deferred gratification, because it’s critical to spend less than you make. The second, is that most Canadians don’t save enough – only an average of 7.81% of their income over the past 80 years. The third is that they fail to leverage the power of time. For example, if you save $1,500 per month, in the first 10 years, this will become $195,019.37 based on an 8% interest rate. Continue to save that same $1,500 a month for 20 years and it becomes $423,760.95. In 40 years, that initial $1,500 would become $1,006,743… you’re a millionaire! To find out more about building wealth, call us today.

 

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JILL ADDISON
Founder, FA Client Machine
Author, 7 Steps to Video Marketing Success
Co-Creator, Turnkey Video System

Digital Marketing Expert.
Video Specialist.
Retired World Traveler (24 countries).
Philanthropist.
Future Real Estate Queen.
Devoted Wife.
Learner.

JAMES STEWART, CFP®
Co-Creator, Turnkey Video System

Certified Financial Planner ® (30+ years)
Internet Marketing Expert.
Social Security Workshop Presenter.
Dog-lover/Breeder.
Husband, Father, Grandfather.