Call Us TODAY!

(877) 572-6871

Our Process – Planning For Life

Video Transcript:

You might be wondering, what does the first year of Planning for Life with us look like?

Our thorough financial planning process ensures we are able to truly get to know you, your needs and your aspirations.

Understanding your values is as important to us as reviewing your financial information.

Your personalized plan needs to consider all facets of your life.
We start with an introductory conversation, followed by a first meeting where we conduct an in-depth confidential conversation aimed at providing us with the information we need to develop your personalized financial plan.

We’ll then meet again to present the plan, answer any questions and formulate a strategy for implementation and monitoring.

Throughout the year, we’ll have periodic updates and meetings followed by a comprehensive annual progress review.

At Tupler Financial, our goal is to provide expert guidance and service so meaningful, our clients are thrilled to share our name with friends and loved ones.

To start Planning for Life, visit our website or give us a call.

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

Where Do Returns Come From?

Video Transcript:

The vast majority of investors have been taught, throughout the years, that to be an investor and build a wealthy retirement, you have to do certain things:

1) You have to pick the right stocks
2) You have to know when to get in and get out of the market
3) You have to rely on past performance of a stock or mutual fund, or just get lucky.

Wall Street and brokers have been feeding investors these lies for decades, meanwhile transferring your wealth to them through commissions and fees!

Sophisticated investors focus on strategies that actually put the wealth back into their pockets.

These investors dismiss Stock-picking, as it only accounts for about 4 and a half percent of a portfolio’s performance.

These investors dismiss trying to time the market, as that practice only accounts for about 2% of a portfolio’s performance.

These investors dismiss relying on Past Performance, or luck, as that practice accounts for about 2% of a portfolio’s performance.

The smart investors focus on Asset Allocation, as that accounts for almost 92% of a portfolio’s performance!

So, do you want to focus on Asset Allocation, that drives your portfolio’s return, or do you want to focus on the factors that destroy your wealth?

To learn more about maximizing your portfolio, give us a call or visit our website today!

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

Why is Asset Allocation Important to Investing?

Video Transcript:

To keep your investment portfolio on target for financial goals, you want to balance risk and diversify your assets.

That’s the purpose of asset allocation – the process of dividing your portfolio among major categories like cash, stocks and bonds.

Historically, the returns of these three major asset categories have not moved up and down at the same time – so including a mix of these assets in your portfolio can protect against losses.

There is no perfect formula for asset allocation – it differs with each individual depending on their risk tolerance and time horizon.

Risk tolerance is the amount of your investment you’re willing, or able, to lose in exchange for greater possible returns.

Risk tolerance is closely tied to time horizon, or the amount of time you have to invest.

An investor saving to make a down payment on a home in 5 years might choose less risky investments than someone saving for retirement in 20 years. A longer time horizon allows more time to recover from loss.

Asset allocation may be one of the most important investment decisions you make with your portfolio – call us today to learn more.

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

Is Tax Planning missing in your Retirement Planning?

Video Transcript:

Too many retirees believe that they don’t have to do any planning in retirement. They spent years saving for their retirement and now they think they can coast. WRONG!

There are hidden tax traps waiting for the unsuspecting. For instance, If you want 75,000 per year in retirement, is that before or after taxes? If it’s after taxes, that could mean withdrawing $90,000 per year before tax.

Will your portfolio last for 35 years if you withdraw $90,000 each year adjusted for inflation? After 15 years, to keep your purchasing power of $90,000 at 3% inflation you would need to withdraw $140,217!

To find out more about planning during your retirement years, give us a call or visit our website today.

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

3 Ways to Boost Your Social Security Benefits

Video Transcript:

A question we hear often is ͞Is it possible to increase my Social Security benefits? The answer is yes, there are 3 basic ways you can boost your benefits; work more years, earn more in annual income, and claim benefits later.

[1 – Work More Years]- Social security benefits are based on an average of your 35 highest earning years. By working more years, you can replace any zeros from missed years, or lower wage years, to create a better base for your benefit calculations.

[2- Earn More Income] The Social Security formula is based on earnings, up to a designated limit, each year. That limit can change. In 2003, for example, that limit was $87,000. In 2016, the limit was $118,500. If you’re earning less than the annual limit, a higher working income will help you increase your benefit. Working overtime, extra hours, or taking a second job are all ways to boost that annual income.

[3- Claim Later] You can claim benefits as early as age 62, but the longer you wait, the higher your monthly benefit will be. The difference in income when added up over a lifetime can be enormous. For more information on how to maximize your Social Security benefits, please call or visit our website today.

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

Nearing Retirement

Video Transcript:

Are you getting close to retirement and want to make sure you’re ok?

Tupler financial helps clients just like you answer this simple question; will I be ok financially to live the life I want in retirement?

We help you plan ahead for retirement income that lasts a lifetime—and then some.

Whether you’re a corporate employee considering an early retirement, a business owner contemplating the next stage of life or somewhere in between, we can help.

There’s no “hold” button for your retirement. We’ll work together to develop a plan that works for you, your goals and your situation.

Our planning process revolves around planning for life. That means we want you to enjoy financial confidence throughout your working years as well as in retirement.

We take pride in being accessible, responsive, and proactive to your needs.

Let us help you plan for life. Give us a call today or visit our website to schedule an introductory phone call.

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

Don’t Let Timing Ruin Your Retirement

Video Transcript:

Did you know that one of the greatest risks to your retirement portfolio can happen in the first years you retire? The timing of when you begin withdrawing money from your investments can dramatically impact your long-term wealth.

It’s called sequence-of-return risk, and the danger is very real. When you make regular withdrawals from investments while market returns are down, your portfolio shrinks faster because the investments are worth less.

If that happens early in retirement, it’s more difficult to rebuild your assets and get back on track -you could even deplete your portfolio before the good returns show up.

But there are ways to protect yourself from negative returns in the early years of your retirement, including reducing risk in your portfolio and modifying spending in down market years.

For more information on how to achieve a successful retirement, call or visit our website today.

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

Is a Tax-Free Retirement Possible?

Video Transcript:

A question we’re commonly asked is, “Is it possible to drastically reduce taxes in retirement, or even eliminate them?It’s possible, but you must start planning before you retire.

Many people don’t realize that Traditional IRAs and 401(K)s are fully taxed upon withdrawal, so the key is to diversify your retirement income. You can do that by saving and investing in tax-advantaged and non-taxable accounts, such as a Roth IRA, while you’re still working.

Once you’re retired, it’s all about monitoring your adjusted gross income to control your tax bracket. You can limit the amount of taxable income you need to withdraw by pulling income from your tax-free accounts.

Also, by withdrawing from non-taxable accounts, instead of selling investments that trigger taxable income, you reduce the amount of your Social Security benefits subject to income tax.

To find out how you can reduce your taxes in your retirement years, call us, or visit our website today.

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

When is the Best Time to Retire?

Video Transcript

You might be asking yourself, “When should I retire? Should I retire early or defer it?” Deciding when to retire may not be just one decision, but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses but also what sources of retirement income you’ll have and how long you’ll need your retirement savings to last.

You’ll need to take into account your life expectancy and health, as well as when you’ll want to start receiving Social Security or pension benefits. You’ll also want to consider when you’ll start to tap your retirement savings. Each of these factors may affect the others as part of an overall retirement income plan.

Contact us today to get help to determine the best time for you to retire.

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

What Does it Mean to be Truly Wealthy?

Video Transcript:

Have you ever wondered what it means to be truly wealthy?

There is no one right answer, true wealth means different things to different people.

To some, it’s a big bank account. To others, it’s never running out of money.

To some, it’s good health. To others, it’s longevity.

Family, friends, a rewarding career – having any of these can be considered as being “truly wealthy”. It’s what’s most important to you.

When we sit down with you, we ask a lot of questions to help us determine just what being truly wealthy means to you. Yours is a unique perspective.

Our goal is provide a foundation based on that unique perspective, to help you achieve the “truly wealthy” life you really desire.

To learn more, give us a call or visit our website today!

To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here

Financial Advisors,

On this Exclusive Live Webcast
You Will Discover…

  • How to Turn Current Clients into Raving Fans
  • How to Speed Up the Pace of Your Referrals
  • How to Multiply Your Results through the Internet Effortlessly
Grab Your Seat Now

Get Your Free Book
(Download a copy or have a paperback copy shipped to you)
JILL ADDISON
Founder, FA Client Machine
Author, 7 Steps to Video Marketing Success
Co-Creator, Turnkey Video System

Digital Marketing Expert.
Video Specialist.
Retired World Traveler (24 countries).
Philanthropist.
Future Real Estate Queen.
Devoted Wife.
Learner.

JAMES STEWART, CFP®
Co-Creator, Turnkey Video System

Certified Financial Planner ® (30+ years)
Internet Marketing Expert.
Social Security Workshop Presenter.
Dog-lover/Breeder.
Husband, Father, Grandfather.

$(function() { $('a[href*=#]:not([href=#])').click(function() { if (location.pathname.replace(/^\//,'') == this.pathname.replace(/^\//,'') && location.hostname == this.hostname) { var target = $(this.hash); target = target.length ? target : $('[name=' + this.hash.slice(1) +']'); if (target.length) { $('html,body').animate({ scrollTop: target.offset().top }, 1000); return false; } } }); });