Video Marketing for Reverse Mortgages
Whiteboard Video tip – Watch from YouTube:
Video Transcript:
Are you a senior homeowner living in a home that no longer meets your needs? There is a reverse mortgage strategy that can increase your purchasing power by 35 to 45% so you can purchase a home that better fits your lifestyle.
Here’s how it works. Take out a HECM for Purchase reverse mortgage. You then overfund the required down payment for your new home and create a line of credit that can grow by compound interest each year … tax free. That line of credit can then be turned into cash flow, also tax free, and the money can be used any way you wish.
Using your present home’s equity, you can now more easily afford a move to a neighborhood closer to family and with the amenities to age in place more comfortably. You are required to reside in the new home as your primary residence, maintain it and stay current on your taxes, homeowners’ insurance, or association fees. Importantly, because the term of the loan is 150 years for the youngest borrower, you can enjoy home security for years to come.
For more about how a reverse mortgage can help you afford a new home, call us today.
Whiteboard Videos for Reverse Mortgage, Financial Advisors, Loan Officers, and Medicare Insurance.
*******
To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.
Read our other blog posts here:
Life Insurance Video Marketing Content
Educational Video to share on Social Media:
Video Transcript:
Have you thought about how your passing will affect your family’s financial life? During this time of grief, you want to make sure that loved ones won’t have to worry about paying for your final expenses. Funeral expenses alone can exceed $10,000 in most states and final medical expenses can add thousands more. Final expense or so called “end-of-life” insurance policies can provide you and your family with peace of mind. These “end-of-life” policies cover your final funeral, legal and medical expenses, and they are a type of whole life policy. They offer affordable premiums, fixed interest rates, and can never be terminated due to age. You will have to answer a few – or in some cases no – health questions to qualify and most offer a free “Accelerated Death Benefit Rider” that allows you to access up to 50% of the death benefit while alive. To find out more about final expense insurance, call us today.
Whiteboard Videos for Reverse Mortgage, Financial Advisors, Loan Officers, and Medicare Insurance.
*******
To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.
Read our other blog posts here:
https://faclientmachine.com/blog
TVS 126 – Final Expenses
Marketing Content for Life Insurance Providers
Educational, Whiteboard Videos:
Video Transcript:
Most people start to think about life insurance after they’ve married and had children. That’s because the main goal of buying life insurance is usually to replace income if the buyer’s earning power is taken away by death. The industry standard on how much life insurance you need is five to ten times your annual salary. But it really depends on several factors such as your age, the ages of your spouse and dependents, your income, and your debts. Premium rates go up as you age, so it’s more cost effective to buy life insurance when you’re young, and also allows you to purchase more coverage.
You can use the ages of your dependents and spouse to judge the amount of income replacement they’ll need if you die. This will vary per individual as some dependents may need support temporarily, but others could have special needs that require support for life.
If you’re just starting out, there will be many years of income to replace versus someone who’s near retirement or has no debts. A 50 percent income replacement is a starting point suggested by some experts. Your mortgage, car loans and any other debts should be included in your insurance planning. Also factor in future education for your children.
Life insurance is an important investment that can help substitute your income and maintain your family’s current standard of living upon your death. If you’d like to learn more about the right life insurance policy for your family’s needs, give us a call or stop by our website today.
Whiteboard Videos for Life Insurance, Financial Advisors
*******
To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.
Read our other blog posts here:
https://faclientmachine.com/blog
TVS 77
Medicare Advantage – Video tip for Marketing Online
Medicare Advantage tip from YouTube:
Medicare Advantage plans are an alternative to basic – or so-called Original – Medicare. Sometimes referred to as Medicare Part C or MA Plans, they are offered by Medicare-approved private companies. They must follow Medicare rules and provide Medicare Part A and B coverage. Most Medicare Advantage Plans also include Part D drug coverage.
In many cases, you can obtain the lowest plan rates by using an in-network provider in your area. Some plans do have an out-of-network option, but it will sometimes be at higher cost. An attractive benefit of Medicare Advantage plans is that they set a limit on the amount you pay out-of-pocket for covered services annually, which helps protect you from unexpected expenses.
When seeking treatment, you must present your Medicare Advantage card to receive Medicare covered treatment.
The most common types of Medicare Advantage plans are Health Maintenance Organization or HMO Plans, Preferred Provider Organization or PPO Plans, Private-Fee-For-Service or PFFS Plans, Special Needs Plans or SNPs. Each type has its own set of benefits, costs and limitations, so be sure to research your choice carefully. But no matter what plan you choose, do not discard your red, white and blue Medicare card, because you’ll need it if you ever decide to switch back to Original Medicare.
Whiteboard Videos for Reverse Mortgage, Financial Advisors, Loan Officers, and Medicare Insurance.
*******
To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.
Are your Investments Tax Efficient?
Whiteboard Video from YouTube:
Tax efficient investing involves strategies to help reduce the impact of taxes. Investments have three tax flavors: taxable, tax-deferred and tax-exempt. Taxable requires gains to be paid as they are earned each year. These include investments like CDs and money market funds. Tax-deferred gains remain sheltered from taxes until withdrawn for retirement at age 59 ½ like 401(k)s or IRAs. Tax-exempt interest is not taxable either by federal or state taxes.
To determine the tax effect of your investments, you must know which tax bracket you’re in and if capital gains rules apply. The highest investment income minus the lowest taxes due is your investment goal. So, focus on placing fully taxable investments in tax-deferred accounts.
Don’t make the common mistake of putting investments that have tax benefits into an IRA. You will lose those tax benefits since all distributions from traditional IRAs are 100% taxable. Let us help you make tax efficient investments in your portfolio. Give us a call today.
Whiteboard Videos for Reverse Mortgage, Financial Advisors, Loan Officers, and Medicare Insurance.
*******
To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.
Fight Inflation – Video Tip for Financial Advisors
Whiteboard Animated Video on YouTube:
Video Transcript:
The huge rise in prices we’re seeing from inflation is causing investors a lot of anxiety. The important thing to understand about inflation is that it’s not the amount in your portfolio that matters, but that inflation diminishes the buying power of those dollars.
That means, that you’ll have to save more to achieve your original financial goals than in years past.
Your financial advisor can suggest strategies and products designed to mitigate the effects of inflation and preserve asset value until market conditions improve. The government has already taken steps to address inflation by raising interest rates, but the inflationary trend won’t disappear overnight. The best strategy for you as an investor is to be proactive and meet with your financial advisor to discuss your individual situation as soon as possible. Meeting with your financial advisor more than once a year can help you adjust your plan and safeguard more of your hard-earned money. Why not call your advisor and map out your inflation-fighting strategy today?
Whiteboard Videos for Reverse Mortgage, Financial Advisors, Loan Officers, and Medicare Insurance.
*******
To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.
Marketing Videos – Mortgage and Loan Officers
Educational Video from YouTube:
You’re retired – or soon will be – and you’re in the process of planning for the days after you stop working. You’re checking with your financial advisor regularly to make sure your IRA or 401K is performing as you hoped, and you’ve worked long enough that your Social Security payments will be near the maximum…. So, your retirement plans seem to be on track. But as you observe all the market volatility these days and watch the cost of just about everything rise, you’re beginning to wonder whether this approach will provide enough money to fund the retirement lifestyle you and your family desire.
Let a reverse mortgage specialist show you how a reverse mortgage – an often-overlooked retirement planning option – can benefit senior homeowners. A reverse mortgage allows you to access the equity in your home – without selling it -and turn it into additional cash flow that you can use to fund a more secure retirement. It eliminates the principal and interest payment requirement, and instead provides payouts as a lump sum, monthly payments, a line of credit, or a combination. You can use the extra cash to renovate your home, fund a grandchild’s education, or function as a “safety fund” should an emergency like an illness or accident occur.
To find out more about reverse mortgages and retirement planning, call us today.
—
Loan Officers, Mortgages, Reverse Mortgages – Whiteboard Videos
*******
To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.
Insurance Marketing – Video Series
Whiteboard Video from YouTube:
If you own residential or commercial property, having the right amount of insurance is vital for protecting your investment … and your financial security. Damage caused by weather, or an unexpected lawsuit can cause crippling financial hardship for you or your business. You need to have the right property and casualty insurance so you’re ready when something happens.
We can help. Working with us is not like buying insurance online. We’ll help assess your needs and explain what everything means so you understand what’s available and your options to choose from. Property and casualty insurance protects you from wind, hail and water – the most common claims. It also protects you from losses caused by fire, explosions, robberies, and even damage caused by a car or plane crash. You can also add coverage to address issues not generally included in a standard policy, like earthquakes and floods.
The casualty portion helps you cover legal costs in the event you’re found liable in a lawsuit, for example, if a visitor falls on your property or an employee is injured on the job.
We’ll also help you consider umbrella coverage, which protects your savings and other assets in the event you’re responsible for damages that exceed the liability limits of your insurance policies.
Make sure your property and your financial security are protected. Call us for a coverage review today.
Insurance Whiteboard Videos for Reverse Mortgage, Financial Advisors, Loan Officers, and Medicare Insurance.
*******
To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.
Supplement Plans for Medicare – Marketing Video
Video Transcript:
Medicare Supplement plans – also known as Medigap plans – are designed to cover some of the costs that Original Medicare doesn’t. These costs include things like copayments, coinsurance and deductibles. Some Medigap plans also offer certain benefits that Original Medicare doesn’t like emergency foreign travel expenses. Medigap plans don’t cover your costs under other health plans – including Medicare Advantage Plans – but only the costs that Original Medicare doesn’t cover.
Here’s how it works. If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amount for a covered service. Then, your Medigap policy pays its share. But Medicare doesn’t pay any of the costs of purchasing the policy.
Medigap Plans differ from Medicare Advantage Plans in an important way. Medicare Advantage Plans are just an alternative way to get your Medicare Plan A and B benefits. Medigap Plans are solely designed to cover costs that Original Medicare doesn’t cover. In fact, insurance companies generally can’t sell you a Medigap Plan if you are already covered by a Medicare Advantage Plan or Medicaid. Medigap Plans are required to follow all federal and state consumer protection laws and policies must be clearly identified as “Medicare Supplement Insurance.” Medigap Plans in most states are standardized, and identified by Plan letters A through N. Each standardized state Medigap plan under the same plan letter must offer the same basic benefits, no matter what insurance company sells it. Usually, the only difference between Medigap policies with the same plan letter is the cost charged by different insurance companies… so you can comparison shop!
Need help with choosing the right Medigap plan for you? Call us for no obligation consultation today.
Medicare Insurance, Reverse Mortgage, Whiteboard Videos for Financial Advisors, Loan Officers,
*******
Use videos like this to attract your ideal client through digital marketing on the internet, visit our website.
Marketing for Medicare – Video Tips
Educational Video from YouTube:
To get the most out of your Medicare coverage, it’s important to understand what the different parts of the Medicare program provide and what the cost is to you. You become eligible for Medicare coverage when you turn 65. If you’re younger and disabled for 24 months or have certain illnesses, you can also qualify.
The Medicare program consists of four parts: Part A – Hospital Insurance, Part B – Medical Insurance, Part C – Medicare Advantage, and Part D – Prescription Drug Coverage. Let’s begin with Part A – Hospital Insurance. For most people, you pay no premium for Part A hospital coverage, because you’ve been working at least 10 years and paying Medicare taxes.
You pay a deductible each time you’re admitted to the hospital per benefit period before Medicare begins to pay. The benefit period ends after you have received no inpatient treatment for 60 consecutive days. While there is no limit to the number of benefit periods you can have, you must pay the inpatient hospital deductible each time a new benefit period begins.
The costs for inpatient hospital stays are calculated this way: For Days 1-60 you pay $0… after you pay your Part A deductible. For Days 61-90 and Days 91-150, you pay an increasing amount for each segment, while using your 60 lifetime reserve days. After day 150 you pay all costs.
As you can see, there’s a lot to know about Medicare, so why not get some help with your Medicare plan? Let us help you with your important Medicare decisions. Call to speak to a licensed insurance agent.
Whiteboard Videos for Reverse Mortgage, Financial Advisors, Loan Officers, and Medicare Insurance.
*******
To find out more about how to use videos like this to attract your ideal client through digital marketing on the internet, click here.
Financial Advisors,
On this Exclusive Live Webcast
You Will Discover…
- How to Turn Current Clients into Raving Fans
- How to Speed Up the Pace of Your Referrals
- How to Multiply Your Results through the Internet Effortlessly
Grab Your Seat Now
Get Your Free Book
(Download a copy or have a paperback copy shipped to you)
JILL ADDISON
Founder, FA Client Machine
Author, 7 Steps to Video Marketing Success
Co-Creator, Turnkey Video System
Digital Marketing Expert.
Video Specialist.
Retired World Traveler (24 countries).
Philanthropist.
Future Real Estate Queen.
Devoted Wife.
Learner.
JAMES STEWART, CFP®
Co-Creator, Turnkey Video System
Certified Financial Planner ® (30+ years)
Internet Marketing Expert.
Social Security Workshop Presenter.
Dog-lover/Breeder.
Husband, Father, Grandfather.